Overview: 

From 1st January 2026, Ireland’s new Auto-Enrolment (AE) pension system will come into effect.

While official communications are due in December 2025, employers will have a very short window to act. In reality, key decisions and preparations should be made now-covering pensions, payroll and HR 

What Needs to Be Considered?

Even if you already offer a pension scheme, you must now decide whether to:

• Continue with your existing scheme
• Expand coverage to meet AE standards
• Adopt a hybrid approach
• Allow AE to apply by default

This decision will have direct implications for:

• Finance: Budgeting for contributions, payroll deductions, and Revenue reporting
• HR: Employment contracts, onboarding, and compliance with AE access requirements
• Payroll: Deduction handling, eligibility tracking, and system updates

Curran Futures offers a  AE Readiness Assessment to help you determine:

• Whether your current scheme meets the requirements
• What pension options are available to you 
• The best fit for your business size, structure, and staff profile